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Life Insurance

There may be some of you who are in a position to name College of Saint Mary as a secondary or final beneficiary of existing life insurance. If your spouse is deceased and you have no children, you might want to consider having CSM as your beneficiary.  

You might even consider buying a life insurance policy solely for the benefit of CSM to endow your annual pledge. For instance, if you normally pledge $1,000 a year to the University and you make CSM the beneficiary of a $20,000 policy (payable to the CSM Endowment Fund), the earning of 5% a year on that policy after your death would continue your pledge of $1,000 following your passing. If such a policy on your life was owned by CSM and CSM was the beneficiary, the premiums would be tax deductible as a charitable contribution.  

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